Invoicing without own company

Work.
Symple
does the rest.

Invoice your customers without your own company. Symple withholds tax, deducts the service fee, and pays you — automatically and transparently. YEL remains your own responsibility if it applies to your situation.

  • Registration is free
  • No commitment
  • Get started now
  • You choose — invoicing or business name. Both through Symple.
  • Send an invoice in the app in a few minutes — electronic, OVT or paper
  • Payout to your account within 1–3 business days after customer payment
  • Accident and liability insurance reflected in the calculation — YEL remains your responsibility
  • Travel expenses and daily allowances tax free directly to the bill
  • Your customer benefits from the household deduction — we bill correctly
  • International invoicing — EU and most countries without extra charge
  • Part of the FoundryWorks ecosystem — grows with you from freelancer to company
5 000+professionals invoice through Symple
4.9/5satisfaction
2service — billing & business name
0 €to start
Insurance taken care of
Taxes & VAT automatically
Payout in 1–3 business days
Reimbursements for travel expenses
Household deduction
Support on weekdays 11:00–14:00

How it works

Four steps — then you just work

  1. 1

    Sign up

    Free registration in less than 2 minutes. No commitment, no paperwork.

  2. 2

    Get a job

    Agree with the customer on prices and delivery. We are not needed yet.

  3. 3

    Send an invoice

    Enter the information in the application — the invoice is sent to the customer immediately. We handle the VAT.

  4. 4

    You will receive an account

    When the customer pays, the settlement will arrive in your account in 1–3 business days. Taxes and insurance taken care of.

Why Symple

Everything you need — in one place

01

Choose your own model

Employment contract or assignment model — you decide. Symple is the only service where both are successful under the same roof.

02

Symple Turva add-on

Accident and liability insurance is available as an optional add-on.

03

Taxes taken care of for you

We automatically withhold tax according to your tax card and deliver it to the tax collector.

04

Travel expenses reimbursements

Add travel expenses to the invoice tax-free. Mileage allowances and per diems are processed correctly.

05

Household deduction

When you do work for households, your client can get 35% of the work share back in taxes.

06

Fast settlement

Payout in 1–3 business days after your customer has paid the invoice.

Calculator

How much do you keep?

Enter the invoice amount and your tax rate to see your estimated payout immediately. No hidden costs, no surprises.

YEL is your own responsibility as an entrepreneur.In the work compensation model, pension cover is handled through YEL insurance (24.4% of YEL income in 2026), which you pay yourself. It is not included in this calculation. Travel reimbursements are paid tax-free on top.
Withhold tax? Turn off if you are in the prepayment register
%
Service fee (4,9 %)-98,00 €
Accident and liability insurance (2 %)-40,00 €
Withholding tax (25 %)-475,50 €
Travel reimbursementstax-free
Payout to your account1 386,50 €
Start invoicing

Indicative calculation. YEL payments and possible expense reimbursements are handled separately.

Pricing

You only pay when you invoice. No surprises.

Invoicing service

4.9%

of invoicing, no monthly fee

  • Service fee only from paid invoicing
  • Unlimited invoicing volume
  • Accident and liability insurance reflected in the calculation
  • Tax withholding and VAT handling
  • Travel expenses reimbursements
  • Payout in 1–3 business days

Optional

Symple Turva

+2.9%

of invoicing

  • Accident and liability insurance
  • Added only when you choose Turva
  • No monthly fee
  • Useful for higher-risk project work
  • Support helps assess fit

Team

Custom

Custom pricing

  • Custom invoicing features
  • 5 users
  • Team Dashboard
  • Dedicated customer manager
  • API Integrations
  • Invoicing in all forms

All prices include VAT 0%. The service fee is charged only for the completed invoicing.

Experiences

What our professionals say

★★★★★

"I started right away without any problems. The invoice went out and the payment came to the account the next day. It's really Symplee."

MK

Mikko K.

Construction professional

★★★★★

"I have used several invoicing services — Symple is by far the clearest. No hidden costs, customer service always responds quickly."

SR

Sanna R.

IT consultant

★★★★★

"Adding travel expenses to the invoice is easy and the reimbursements are tax-free. Really saves money every month."

JL

Jari L.

Sales representative

Frequently Asked Questions

You have questions. We have the answers.

Simply done. Get started today.

Sign up for free and send your first invoice in minutes. No commitment — stop whenever you want.

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  • No commitment
  • No monthly fee
  • Get started right away